Ultimate Mom Binder Review

Ultimate Mom Binder Review

Like most moms I know, when it comes to keeping a clean and tidy house, it’s kind of like a train wreck. I know a few moms that have super tidy spotless homes, but that is the exception, not the majority. I hope, for your sake and your family’s, that you are in that minority group that seems to have all your stuff together. But if that’s not you, I've got you!

A few weeks ago a friend posted a live video launching a free video course to help moms get their house and life under control. I know this girl, and I can say that she is one of my favorite people to follow because she is actively investing in herself and her family’s future through personal development. She recently launched a homeschooling blog, and it’s already doing great. Honestly, she’s someone I aspire to be like.

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The Real Reason for Clutter

The Real Reason for Clutter
For quite some time, I’ve known that I have a clutter problem. Really I can look back as far as age 19 and know that I felt I had too much “stuff”, but that I just couldn’t let go of much of it. Looking back on my childhood though, it definitely started younger than that, I just didn’t really realize it until I was living, and moving, on my own. Packing up boxes and boxes of “stuff”, living in an apartment for a year or two, then packing and moving again, just to realize you still had boxes that had NEVER been opened at the last place, will really show you that you have more than you need. But still, I couldn’t let go.
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3 Tips for Succeeding with the Envelope Budgeting System

3 Tips for Succeeding with the Envelope Budgeting System

Welcome to week 2 of our Envelope Budgeting System Series! If you missed week 1, you can go back and find it here. Look for links at the bottom of this page when future weeks are published! This system has been working for people for years, who have struggled to stick to a budget but want to find a way to reach their financial goals, or sometimes just get by. We have had this system in place for just two months, but it has already made a big difference in our lives. Over the past couple of months, we have found that there are a few things that have made this system most effective for us. Read on, and then share your own ideas with us!

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What is the Envelope Budgeting System?

What is the Envelope Budgeting System?

We have struggled with budgeting for over a year now. Before that, we didn’t even HAVE a budget! *Gasp!* I know, I know. In the past, people have tried to teach me the importance of a budget, but I just didn’t get it. But then I lost my job, thought I knew what the heck I was doing (I totally didn’t), worked on building an MLM business (I failed, hard), and sold off all the mutual funds that had been invested for me through my childhood to pay for our daily life + way too many Disney vacations (the call of the Disney annual pass is REAL, and very dangerous). But see, the thing is, I was living in a poverty mindset. The mindset that the money would eventually run out, so I wanted to use it all up while I still had it. Not very wise, is it?

While you may not have this exact scenario (hopefully you aren’t quite as unwise as me, but if you are, there is hope!), but maybe you can relate to even a little bit of that story. Maybe you are just struggling to stick with a budget. Maybe you just lost a job and are trying to reduce spending to get by until you find a new job. Maybe you are a new mom who desperately wants to stay home with her child. Maybe you are working on paying off your debt. Whatever the scenario, if you are looking to reduce spending, the envelope system is a great place to start (or start again).

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